Your vcore isn't the problem, their at normal levels.The case fans were running at full speed, and the CPU fans too. The fan curves are set properly, so everything is maxed out, but at full load, it reaches 95°C.
My vcore is 1.45 at idle, 1.25 at full load.
I should lower the vcore in Ryzen Master?
Are you sure the cooler is mounted properly? Not butting up against the RAM is it? Not too much thermal paste?
It's also odd that from your screen shot the 3 current CPU temps are very different, under load mine are virtually the same, and when idle theirs about a 5-10C difference.